Betting on sports, especially around big events like the Super Bowl, college football rivalries, or college basketball's March Madness tournament, has become a staple in many workplaces, including not-for-profits. They're seen as a fun way to engage employees and foster a sense of community. They’ve even been used as a fundraiser for some organizations – and you may be considering this approach for your organization. However, before you agree to this creative fundraising approach, you should know that beneath the surface of these seemingly harmless activities, there are potential risks that nonprofit organizations need to know.

In the age of one-click purchases and next-day deliveries, online shopping has become more than just a convenience—it's a way of life. Yet, as we fill our online carts with holiday gifts and everyday essentials, it's crucial to remember that cyberspace is also a playground for savvy cybercriminals.

Market volatility – two words that can either elicit feelings of fear or opportunity depending on who you ask. It's the natural ebb and flow of the investment world. For some, these tumultuous times feel like riding a roller coaster blindfolded, not knowing when the next turn or drop will come. For others, it's a chance to seize new opportunities and redefine success.

Running a business is no small feat. Doing so during uncertain economic times compounds the challenge exponentially. While bringing value to your community and doing what you love is incredibly rewarding, it does not eliminate the stress and risk that comes with running a business. As business owners, we must be proactive in developing strategies to mitigate these risks to protect our livelihoods.